January 10, 2004
I'm facing foreclosure, any advice on filing bankruptcy in order to keep my home?
harmic asked:
I bought a house one year ago. I am the borrower only on my home loan.
My engaged one and I tuned to live together and puts you it in my name
and Pay 50/50. But were engagment our innovative now. It does not have
lived up to our agreement still has it me all money on the mortgage or
other calculations. Now I am before bulkheading. I would like my
homeland, but not over the past due to office. I think for retaining
my homeland of the submission bankruptcy. It to be moved. I want to
remain.
I bought a house one year ago. I am the borrower only on my home loan.
My engaged one and I tuned to live together and puts you it in my name
and Pay 50/50. But were engagment our innovative now. It does not have
lived up to our agreement still has it me all money on the mortgage or
other calculations. Now I am before bulkheading. I would like my
homeland, but not over the past due to office. I think for retaining
my homeland of the submission bankruptcy. It to be moved. I want to
remain.
Tags: foreclosure list, foreclosure process, bank foreclosure
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7 Comments on I'm facing foreclosure, any advice on filing bankruptcy in order to keep my home?
January 13, 2004
tweenthelines @ 3:11 am:
Is there any way you can rent it out and use your income toward the past due, while the renter is paying the main payment? Sell ASAP?
Is there anyway the lender will tack the past due on the end of the loan, or at least a portion of it?
Talk to a Loan Officer and get some advice from a bank. Let them know that you are trying to do the right thing. Do anything you can to not file bankruptcy, but the worst thing you can do is ignore the creditors.
January 15, 2004
bic @ 2:36 am:
time to sell and buy something you can afford or start paying your bills. if it's going into forclosure you haven't been paying your bills all along.
January 17, 2004
DJ B @ 3:55 am:
Wooo, no hacen nada tonto a arruinar su crédito más allá. Declararse en quiebra le llevará incluso a superar de largo. Si no puede pagar los pagos, intente vender la casa. Y no ser aún más tonto, utilice una de bienes raíces! Usted debe llamar a su compañía hipotecaria y pedir algo a trabajar. Dígales que usted va a vender la casa. La mayoría no quiere hacer el bien atrás, y si se pueden hacer unos pocos dólares para poner en su bolsillo a través de la venta, tanto mejor. Si son capaces de vender, evitar el cierre y la quiebra, usted podría ser capaz de comprar una casa se lo puede permitir. Si puedo ayudar más, escribir
January 19, 2004
pathfinder @ 8:37 pm:
In case you are not aware of this, a federal law passed toward the end of last year, making personal bankruptsies almost impossible to get, because it is being used as an easy out for debt remedy. It will also cost you money to file for bankruptsy, money you can afford. Bankruptsies, even when granted, will kill your credit standing, and you won't be able to get credit for a piece of bubble gum.
January 22, 2004
riversofmydreams @ 4:28 am:
hmm don't have a answer.. and i would think its 2 late 2 take in renters, eh.. can you barrow money off a relative .. i don't think you can keep your home if its already in forecloser.. talk 2 a lawyer…
January 25, 2004
randombantor @ 7:14 am:
Don't miss any more payments. Talk to a personal finance advisor, NOT a loan officer. Work overtime. For many people, your credit rating = your quality of life. I'll repeat: Talk to a personal fnance advisor. Do whatever he says, just like you follow doctor's orders. PFA's help people unscrew their lives, so don't treat them all like crooks.
January 27, 2004
Hoopfan @ 1:46 am:
You probably won't find the answer on here. Go speak with a bankruptcy attorney ASAP. They will be able to advise you on your options. Good luck.