reduce your spending or borrow money off a frend

Usted necesita vender la casa porque usted no puede permitirse la
más. Muévase en un apartamento con alquiler bajo hasta que usted
puede recuperar y comprar otro hogar.

el dave ramsey.com de la visita para el acercamiento del sentido
común al u'll de los desafíos del ur aprende lecciones duras de
otras los desafíos.

Well, there are a couple of things you can do. If you want to keep your house you could file a chapter 13 bankruptcy and that would allow you to pay the back mortgage payments (and any other debt) over a period of time. If you want to let the house go, file a ch. 7. It takes about a year (usually - sometimes even longer) before they have the foreclosure sale (you will get a summons and complaint in the mail and about a month later a notice of sale).

You could call one of those debt consolidation companies.

For bankruptcy you choose or are recommended for bankruptcy you would need to meet with credit counseling service immediately bankruptcy.
For bankruptcy may be your only option however if you would need to take step one.
For bankruptcy you need to meet with credit counseling service anyway time to find legitimate credit counseling.